climate change affects insurance premium

Climate Change Affects Insurance Premium

Aside from a few hard-core climate deniers, most of us have woken up in recent years to the fact that we are irreparably damaging our planet and need to do something about it fast. Evidence of climate change is all around us, especially here in Asia. Back in 2014 the…

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World Heart Day: Protect Your Precious Heart

29th September is World Heart Day which aims to spread awareness about cardiovascular disease (CVD), the world’s number one killer. CVD, which includes heart disease and stroke, claims an astounding 17.9mn lives a year so anything we can do to prevent and control it has got to be a good…

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8 Things About Health Insurance

Health insurance is an equally contentious subject. Many people don’t see the point in investing in a comprehensive health insurance policy although we think that is absolute madness considering the skyrocketing cost of healthcare, which is rising far ahead of inflation. Others have false ideas regarding what they are covered…

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Do I Need My Own Medical Insurance?

Anyone who is serious about getting their finances in order needs to consider their medical insurance, which comes under the wealth protection umbrella of financial planning. It’s key to have good medical cover which will give fast and efficient access to the treatment you need if you, or a member…

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Do Not Skimp On Travel Insurance

Here I am back on the travel insurance bandwagon…this time with a plea to travellers to make no assumptions about cover. I am inspired, yet again, by the recent real life tale of a friend who didn’t have cover for a trip but ended up having an accident and needing expensive…

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Cancer Death Rates Have Dropped

Last week was World Cancer Day and Cancer Research UK released new figures showing that cancer death rates in the UK have dropped by 10% over the last decade. The big four cancers – breast, bowel, lung and prostate – are essentially becoming less deadly due to early detection and…

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3 Financial Responsibilities For Your Child

When we become parents, suddenly life becomes a minefield of ‘what ifs’ which our little bundles need to be protected against. What if they were to fall down the stairs? What if the cat was to sit on their adorable sleeping head and suffocate them? What if they put their…

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